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Habitat For Humanity - Detroit | Home Ownership
Habitat Home Ownership Overview
Habitat for Humanity Detroit complies with the U.S. policy for the achievement of equal housing opportunity throughout the nation. We support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, national origin, age, marital status, sexual orientation, or sources of income.
Family Services
The Family Services Department provides case management, coordinates homeownership and financial literacy training, schedules sweat equity hours and links Habitat partner families with additional resources to achieve the goal of attaining and sustaining homeownership. They also provide one-to-one post-purchase counseling services to help homeowners who find themselves unable to make their mortgage payments.
"Hand Up vs. Hand Out"
Habitat Detroit family partners must complete 250-400 "sweat equity" hours to qualify to receive their home with a no-interest (0%) mortgage. This is accomplished by:
Working on the construction of their home or other Habitat family partners' homes.
Volunteering in our ReStore to assist in the sale of new and gently used construction materials, appliances, windows, doors, new paint and supplies, lighting fixtures and supplies, furniture, plumbing fixtures and supplies, etc.
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Participating in classroom-based training on financial literacy such as spending within a budget, the importance of timely payment of mortgage, utility, property tax and other bills.
Homeownership responsibilities including maintenance and minor repairs.
